BDC Financing — Small Business Loan

Overview

Apply online for a business loan of up to $350,000 with flexible repayment terms. Use this financing to supplement cash flow, improve operations, or cover expenses for your small business.

At a glance

Eligibility and requirements

Money Maximum: $350,000 Pay only the interest at the beginning of your loan You Are a Canadian citizen or a permanent resident Have a registered business in operation for at least 24 months Have a good personal credit Use this to Purchase equipment, software or hardware Upgrade your website, purchase inventory Run a marketing campaign Hire a consultant Pay suppliers, landlords, and employees

How it works

Submit an application online. Your funds will be automatically deposited into your account after approval and once all required information has been submitted. Repay your loan over 5 years.

How Mona Studio helps business owners use this program

BDC Financing — Small Business Loan is one of many Canadian funding options listed in our grant finder. Mona Studio helps general teams translate program requirements into a practical workflow or AI adoption scope for leadership review, grant writers, and lenders. We summarize eligibility and funding here for discovery — confirm all details on the official program website before applying.

Similar funding opportunities

• Aboriginal Entrepreneurship Program — Access to Capital — National Aboriginal Capital Corporation Association (NACCA)
• Advance Payments Program (Agriculture) — Government of Canada, Agriculture and Agri-Food Canada
• Agribusiness Financing — Government of Canada, Farm Credit Canada
• Baffin Business Development — Financial Assistance — Baffin Business Development Corporation
• BDC Capital — Growth Equity Partner — Government of Canada, Business Development Bank of Canada